Flexible Mortgages

Got a variable income? Then a flexible mortgage could be for you.

Designed to give you more control over your finances, a flexible mortgage enables you to choose the degree of flexibility that suits your lifestyle, enabling you to overpay and then borrow back overpayments, underpay and take payment holidays and of course as soon as you make any payment you start paying interest on a smaller loan amount.

Sound too good to be true? Talk to the team at Steve Mears and they’ll be able to offer you a fully flexible mortgage with varying payments to suit your circumstances. If you’ve got extra cash, use it to pay off more of your mortgage. Keep up these overpayments and you could pay off your mortgage years earlier than you thought. And that could save you money.

A flexible discount mortgage will enable you to vary your payments and enjoy discounts off a lenders standard variable rate.

A flexible fixed mortgage - allows you to vary your payments and have a fixed rate at the same time, the rate being fixed for an agreed time.

A flexible base rate tracker mortgage - allows you to vary your payments and still benefit from a rate that tracks the Bank of England Base Rate.

Our UK mortgage calculators make it simple to see how much you could borrow and how much a mortgage will cost you.

If you have any questions just give the Steve Mears mortgage team a call on 01179 734300.

We should be able to answer your mortgages related question(s) straight away.